Stack Method
Stack (or Morbid) Method Funding provides specialized short-term capital used to fund earnest money deposits and facilitate rapid property acquisitions or double-closing transactions. This method streamlines the funding process for real estate professionals who need immediate liquidity to lock down contracts without tying up their own cash reserves.
Layered Capital Integration: Combines multiple complementary funding sources—such as a primary senior mortgage, a seller carryback note, and short-term liquidity—into a single synchronized financing structure to cover 100% of an acquisition.
Maximum Leverage & Capital Preservation: Allows real estate investors to close high-equity or competitive deals while keeping crucial cash reserves free for property renovations, closing costs, and operational liquidity.
Strict Escrow & Lender Coordination: Approval and loan amounts are primarily determined by the equity and value of the underlying real estate assets rather than strict traditional income verifications.